Jamie is your agentic CFO: an AI-native wealth management layer that helps your idle cash earn more, stay liquid, and move only under rules you approve.
Some of it needs to stay ready. Some of it could be earning more. The hard part is knowing which is which — every day, across every account.
Money sitting in a traditional savings account at 0.38% APY — the FDIC national savings average — is quietly losing ground. The opportunity cost compounds month over month while better rates sit one transfer away.
Bills, subscriptions, card payments, payroll, mortgage, family transfers, and increasingly autonomous AI agents all need cash to be available — at the right account, at the right moment.
Optimizing yield, liquidity, risk, and timing across all of this — manually, every day — is tedious.
Jamie forecasts what's coming, identifies what's safe to move, routes it into destinations you've approved, refills accounts before obligations arrive, and explains every action with a receipt.
Bills, income, subscriptions, card payments, payroll timing, rent, mortgage, recurring expenses.
Match cash to your liquidity needs, risk profile, and pre-approved destinations.
Only what is genuinely safe to move — never your operating buffer.
Top up checking before bills hit. No cliff-edge balances. No missed obligations.
Every action becomes a receipt: what moved, why, where, when it returns.
Adjust the numbers below to see the difference between a traditional savings rate and Jamie's optimized routing across approved destinations.
Example is illustrative only. It assumes $80,000 in total cash, a $15,000 liquidity buffer, a 0.38% APY traditional savings rate, and a 4.2% APY optimized rate. Rates vary and are not guaranteed. FDIC insurance applies only to eligible bank deposits, subject to limits and program terms. Treasuries and money market funds are not bank deposits and have different risks and protections. Jamie is not a bank.
Jamie does not optimize all cash blindly. It first models upcoming bills, income, subscriptions, card payments, payroll timing, rent or mortgage, and a user-defined emergency buffer. Only money above that liquidity threshold is considered safe to move.
Read-only visibility across checking, savings, HYSAs, brokerage, and cards.
Bills, payroll, subscriptions, card statements, rent or mortgage, recurring expenses.
You define the cushion. Jamie respects it before considering anything else.
Only surplus above your buffer is eligible. Always.
HYSAs, Treasuries, money market funds — within your approved mode.
Plain-English explanation of what moved, why, where, and when it returns.
You approve the yield mode before Jamie moves money. These are examples — more modes, instruments, and routing options may be added over time.
Best for users who prioritize bank-deposit protection and simple liquidity.
Best for users who want a mix of insured deposits where available and Treasury exposure.
Best for users comfortable with a broader set of cash-like instruments in pursuit of higher yield.
Jamie explains every recommendation, transfer, refill, and approval in plain English. Not "AI moves your money." AI leaves an audit trail.
Mandates are Jamie's next layer: plain-English permissions for who can spend, how much, on what, and from which funding source. Every transaction generates a mandate receipt.
Delegated spending and mandate receipts may be illustrative or planned features. Availability will be communicated to waitlist members.
Jamie can recommend, route, refill, and enforce rules — but the user defines the boundaries. Every movement is tied to a reason, a rule, and a receipt.
You set the modes, limits, and destinations. Jamie operates within them.
You see the recommendation up front and the receipt after. No surprises.
Pause, edit, or revoke any mandate or routing rule at any time.
You set the cushion. Jamie never optimizes below it.
Every delegated transaction is logged with who, why, what, and where.
Every action is explainable, auditable, and reversible where possible.
Jamie is an agentic financial layer that helps you optimize and route cash across destinations you've approved. We are deliberate about the boundaries.
Join the waitlist for Jamie, your agentic CFO.